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Hard Money Lenders California

We are trustworthy, efficient, and experienced hard money lenders in California. If you need a hard money loan for your next commercial property acquisition, construction project, fix and flip, or buy and hold property in California let us work with you! Call today to get more information and submit your request for your funding.

Get Funded Today!

Top Rated California

Hard Money Lender

As California's top-rated hard money lender, we pride ourselves on quick, flexible financing solutions tailored for real estate investors. With unmatched expertise and commitment, we transform visions into realities. Trust, transparency, and speed define our services, ensuring every client achieves their property goals with the support of California's best in alternative lending. Your success is our business

Trustworthy Private Funding For Your Real Estate Endeavors

Over 200 Five Star Reviews!

Recently Funded

At Hard Money Lenders California, we’ve decisively backed a vast array of real estate endeavors. Our range is expansive, handling deals from $100,000 to a staggering $100 million. Our commitment is so unparalleled that if we can’t fund it, it’s simply not getting done. Our track record reaffirms our status as California’s unmatched hard money lender.

Loan Programs

Hard Money Lenders California offers an expansive portfolio of loan options tailored for real estate investors. Our diverse lending solutions ensure that whether you’re embarking on a small renovation or a large-scale development, we have the financial support you need. Trust California’s premier lender for all your real estate investment endeavors.

Private Loans

Explore tailored financing solutions: our private loans offer flexible terms to fit your unique needs

Hard Money Loans

Unlock opportunities quickly: our hard money loans provide swift, asset-backed funding for your projects

Fix and Flip Loans

Transform properties with ease: our Fix and Flip loans fuel your renovation dreams to reality

Commercial Loans

Empower your business vision: our Commercial Loans provide robust financing tailored for enterprise growth

Bridge Loans

Bridging financial gaps seamlessly: our Bridge Loans offer short-term solutions for your transitional needs

Cash-Out Refinance

Unlock equity effortlessly: our Cash-Out Refinance options turn your home's value into accessible funds

Investment Property Loans

Maximize property potential: Secure tailored financing for your next real estate investment with us

Construction Loans

Bring blueprints to life: our Construction Loans provide the foundation for your building ambitions

If you need a hard money loan
We are available


We have 25 years of experience and customer satisfaction with:

The Fastest Funding

Our turnaround times from application submission to getting funds in your possession are faster than anyone else! It’s our top priority. Business purpose loans can even be processed in as little as 24 hours!

Effective Communication

We have a team of specialists that are the most professional and efficient in the area. They can give you information and answer questions at every step in the funding process. We center ourselves around the idea that communication is vital in hard money lending.

Proven Results

We are the only option you should consider for hard money lending because our business history and client feedback speaks for itself. We strive to make our clients extremely pleased with our services.

California Locals

Based in Newport Beach means we know the area and market better than our competitors. When we learn about your goals we can connect you with your best option out of our local lenders to ensure your success.

Industry Veteran

Our history in the hard money lending world goes back 30+ years! We have seen every high and low point in the market so you can rest assured that we have the knowledge and diligence to get you funds ASAP.


A lot of our business comes from referrals because we prove to be trustworthy, communicative, and all around reliable in the hard money lending process.

Michael Iuculano


Highest Rated Alternative Lending Expert in CA

Michael Iuculano is the Highest rated alternative lender on Google in the State of California. He’s an accomplished Author and Public Speaker who has worked with Top Celebrities, Athletes and Business Owners across the country.

Michael Graduated from Babson College with an Entrepreneurship Degree and has been getting deals done for over 23 years.

This group is comprised of the top loan officers and most influential employees at the end of each year.
Over $1 Billion in Funding
Top 1% of Lenders in the Nation
Do you want to get involved with funding high interest, private money and hard money loans in California backed by real estate?



What Is Hard Money?

Hard money loans are extremely unique in that they use real estate as an asset with slightly higher interest rates. They do not rely on one’s credit history, and they typically come from private parties instead of traditional lenders like banks.

If you are familiar with bridge loans for commercial or investment properties, you already know something about hard money loans. Hard money loans can be used for residential properties, however, too!

Hard Money Loan Process: How It Works

Our effortless online loan application can be completed in under 10 minutes, granting you the solutions you need for your real estate project.
We’ll provide you with an offer disclosing all terms in a clear, comprehensible manner within 24 hours of receiving your loan application.
Unlike most lenders who take weeks, our loan funding process takes only a matter of days. Once the loan is funded through escrow, the funds will be provided directly to you.
Make your monthly payments via mail, phone or direct deposit. The terms and schedule for repayment will be clearly laid out in the loan agreement, It’s that easy.


Hard Money Lenders California
Based on 7 reviews
powered by Google
Rachelle ReedRachelle Reed
05:05 21 Jun 23
I wasn’t expecting the response time and level of professionalism / service provided. Will being using again them on my next deal.
Grace PerezGrace Perez
03:02 20 Jun 23
Nothing but positive things to say about this team. They are efficient, fast, and provide great service. Look forward to working with them again!
Mark DodgeMark Dodge
18:08 10 Mar 23
They took the time to explain to me the different options that I had. I appreciate all the help and tips they offered me!
Jerry WilsonJerry Wilson
21:15 01 Feb 23
Very impressed with the service speed, professionalism, and attention to detail when working with Hard Money Lenders Ca!
Christina NguyenChristina Nguyen
01:48 31 Jan 23
Great team, very responsive, professional, and will get everything you need done in a timely fashion. Highly recommend
Stefanie DufresneStefanie Dufresne
17:57 29 Jan 23
Seriously fast response service and amazing follow through. I never had to chase. They were so helpful with my fix and flip and i have done dozens. Really are quality people and business they operate.
Jody VelasquezJody Velasquez
16:29 27 Jan 23
Exceeded my expectations with terms and timing and that’s super critical of a lender, seems to be a great company.
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