California Hard Money Loan Programs
We provide various loan options for short sales, fix and flips, residential owner or non-owner occupied properties, rehab loans, commercial loans, REO purchases, trustee sales, cash out refinances, business investment properties, construction or land loans and more. Our loan experts can fund your California hard money loan within 24 hours with very competitive rates and terms.
Bad credit is OK. We are willing to fund your loan based strictly on the asset value or LTV. We also accept stated income and don’t require pay stubs, W-2s, tax returns or other records. Most of our lenders and investors will lend up to 85% LTV or LTC, and in certain scenarios, we can even extend that to 90%.
If you prefer to email us, fill out the form below and an associate will contact you to review the loan scenario and provide a quote.
Important Considerations for Borrowers
For those who are thinking about taking out a hard money loan for real estate in California, there are some important considerations to keep in mind throughout the process. Perhaps the most important is to ensure your personal guarantee on the loan, which is essentially your promise to the lender that you will pay the loan back on the terms upon which you have agreed. Keep in mind that if you don’t repay your loan according to those terms, you will likely default on it and may need to give up your personal assets or be brought to court.
This is another reason why taking the time to carefully research hard money lenders is so important; by doing so, you can make sure you’re entering into an agreement with a lender you can trust and who you can find agreeable terms to sign off on. Unfortunately, there are some dishonest lenders out there who will try to scam people out of their money, so it’s important to do your due diligence as a borrower to ensure you don’t end up in such a situation.
Getting Approved for a Hard Money Loan
For those who are thinking about taking out a hard money loan for real estate in California, there are some important considerations to keep in mind throughout the process. Perhaps the most important is to ensure your personal guarantee on the loan, which is essentially your promise to the lender that you will pay the loan back on the terms upon which you have agreed. Keep in mind that if you don’t repay your loan according to those terms, you will likely default on it and may need to give up your personal assets or be brought to court.
This is another reason why taking the time to carefully research hard money lenders is so important; by doing so, you can make sure you’re entering into an agreement with a lender you can trust and who you can find agreeable terms to sign off on. Unfortunately, there are some dishonest lenders out there who will try to scam people out of their money, so it’s important to do your due diligence as a borrower to ensure you don’t end up in such a situation.