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Construction and Land Loans

When a developer wants a piece of land for new construction, a hard money loan is faster than using a traditional lender to purchase the land and complete construction. When going the conventional route, you can expect to wait upwards of sixty to ninety days for funding. No one wants to wait that long. That’s why we provide funds in only a matter of weeks. That is a fraction of the time the banks offer.

Does Your Deal Meet Our Criteria?

  • We Only Accept Land Deals in Major Metropolitan Areas
  • We Don’t Offer Financing for Rural Properties
  • We Don’t Accept Land Deals Under $200,000
Get Funded Today

If you prefer to email us, fill out the form below and an associate will contact you to review the loan scenario and provide a quote.

What is a Construction and Land Loan?

A construction and land loan is pretty self-explanatory. It is a short-term loan that finances both the price of the land and the construction costs associated with building. Like other hard money loans, part of the funds are designated to closing costs while the rest is held in escrow. The construction funds are distributed in pieces for the phase-by-phase projects in the building process all the way to completion. We do this to make sure the project stays within budget and on track.

At Hard Money Lenders California, we serve clients with new construction loans and land loans. We have a lot of experience funding the purchasing of land and construction projects fast and at any stage of the project. We offer the following funding:

Contact Hard Money Lenders California anytime, to speak with one of our very helpful and highly knowledgeable loan specialists about your property investment funding in California
Hard Money Lenders California
Based on 7 reviews
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Rachelle ReedRachelle Reed
05:05 21 Jun 23
I wasn’t expecting the response time and level of professionalism / service provided. Will being using again them on my next deal.
Grace PerezGrace Perez
03:02 20 Jun 23
Nothing but positive things to say about this team. They are efficient, fast, and provide great service. Look forward to working with them again!
Mark DodgeMark Dodge
18:08 10 Mar 23
They took the time to explain to me the different options that I had. I appreciate all the help and tips they offered me!
Jerry WilsonJerry Wilson
21:15 01 Feb 23
Very impressed with the service speed, professionalism, and attention to detail when working with Hard Money Lenders Ca!
Christina NguyenChristina Nguyen
01:48 31 Jan 23
Great team, very responsive, professional, and will get everything you need done in a timely fashion. Highly recommend
Stefanie DufresneStefanie Dufresne
17:57 29 Jan 23
Seriously fast response service and amazing follow through. I never had to chase. They were so helpful with my fix and flip and i have done dozens. Really are quality people and business they operate.
Jody VelasquezJody Velasquez
16:29 27 Jan 23
Exceeded my expectations with terms and timing and that’s super critical of a lender, seems to be a great company.

Benefits of a New Construction Loan

Why Choose Hard Money Lenders CA?

This process is different than applying for a traditional loan from a bank. It’s actually much more simple. Banks or other lenders typically require a lot of paperwork, but our new construction loan doesn’t. The application is straightforward and easy. Once you complete it and are approved, an appraisal will be scheduled by an underwriter.

You can call our knowledgeable and friendly team of experts at 858-780-5162 or fill out an application right now on this website to see if you qualify for a new construction and land loan.