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Buy and Hold Loans

If you are seeking a hard money buy and hold loan, consider working with us! We are a California-based lender with a lot of experience offering flexible hard money buy and hold loans with very competitive rates. Buy and hold loans give you the extra income you need for one or more properties. They are short-term loans for borrowers in industrial, commercial or residential real estate.

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If you prefer to email us, fill out the form below and an associate will contact you to review the loan scenario and provide a quote.

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We get the capital needed to succeed in the business for both investors and landlords. Some of the buy and hold loans we offer are:

HMLCA
Contact Hard Money Lenders California anytime, to speak with one of our very helpful and highly knowledgeable loan specialists about your property investment funding in California
Hard Money Lenders California
5.0
Based on 7 reviews
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Rachelle ReedRachelle Reed
05:05 21 Jun 23
I wasn’t expecting the response time and level of professionalism / service provided. Will being using again them on my next deal.
Grace PerezGrace Perez
03:02 20 Jun 23
Nothing but positive things to say about this team. They are efficient, fast, and provide great service. Look forward to working with them again!
Mark DodgeMark Dodge
18:08 10 Mar 23
They took the time to explain to me the different options that I had. I appreciate all the help and tips they offered me!
Jerry WilsonJerry Wilson
21:15 01 Feb 23
Very impressed with the service speed, professionalism, and attention to detail when working with Hard Money Lenders Ca!
Christina NguyenChristina Nguyen
01:48 31 Jan 23
Great team, very responsive, professional, and will get everything you need done in a timely fashion. Highly recommend
Stefanie DufresneStefanie Dufresne
17:57 29 Jan 23
Seriously fast response service and amazing follow through. I never had to chase. They were so helpful with my fix and flip and i have done dozens. Really are quality people and business they operate.
Jody VelasquezJody Velasquez
16:29 27 Jan 23
Exceeded my expectations with terms and timing and that’s super critical of a lender, seems to be a great company.
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What is the Buy and Hold Strategy?

The strategy involved with this non-traditional type of loan involves purchasing a foreclosed or undervalued home to sell for a profit through renovations, appreciation or both. Since most foreclosures require cash up front, a hard money buy and hold loan is the how to get the resources you need. We have been successfully providing buy and hold loans to clients for decades. Traditional lenders like banks are very particular on the kinds of real estate situations they can lend to. They are usually limited to primary, owner-occupied residences. We understand the need for specializing in lending to real estate professionals who are successful in turning non-owner occupied properties into a profit. We’re at the top of the list of hard money buy and hold loan lenders in California who are focused on getting you the cash you need to buy distressed properties ASAP. Taking a distressed property and renovating it for profit has proven to be a great business for many and that’s why we have been offering buy and hold loans for over 15 years. There are no limits on the number of properties you can acquire with our buy and hold loans. With us as your financial backer, you could build an entire commercial portfolio! If you have less than average credit, prior bankruptcies or foreclosures we can still approve you because our underwriters are more concerned about your equity. Our extremely fast and simple process is designed to get you funded fast — in some cases in as little as four days!
Why Choose Hard Money Lenders CA?

To get started immediately with your buy and hold loan or to learn more, contact our friendly and knowledgeable experts at 858-947-3779. We’ll have you fill out a simple and fast application with same day approval and answer any questions you may have. So, what’s the hold up? Fill out an online application or call now!